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Get Home Loan

Along with them the price of property is increasing day by day, irrespective of urban and rural areas. Thus it becomes highly impossible for a common man to buy a house only with his or her savings. Loan47.com provides the lowest rate of the market specially in Bhopal. You can compare all the loan providers offer under a single roof. A home loan can be used to buy a new property like flats, bungalow, and row houses also. Banks generally provide 80% to 90% of the property value as a home loan. Home loans are available from 5 lac to 25 Cr. Loan47.com suggests you the lowest rate of interest.

Home loans are the highest selling banking product. It also assures a stronger and longer relationship with your bank.You can be assured of fair terms, total transparency and flexibility. We believe that when it comes to owning a home, nothing should come in the way.


Compare Top Home Loan Banks on the Basis of Interest Rates, EMI

Bank Name Interest Rates EMI start From
IDFC Bank Ltd 8.50% – 9.00% Rs. 868 for 20 Years
Rs. 769 for 30 Years
ICICI Bank 8.35% – 9.00% Rs. 858 for 20 Years
Rs. 758 for 30 Years
HDFC  Ltd 8.35% – 9.00% Rs. 858 for 20 Years
Rs. 758 for 30 Years
Reliance Home 8.60% – 9.00% Rs. 874 for 20 Years
Rs. 776 for 30 Years
India Bulls 8.35% – 9.00% Rs. 858 for 20 Years
Rs. 758 for 30 Years
DHFL 8.35% – 9.00% Rs. 858 for 20 Years
Rs. 758 for 30 Years
Aadhar Housing Finance LTD 11.50% – 12% Rs.1066 for 30 Years
Yes Bank Ltd 9.35% – 10.50% Rs. 922 for 20 Years
L&T Housing 8.50% – 9.00% Rs. 868 for 20 Years
Rs. 769 for 30 Years
DCB Bank Ltd 8.50% – 10.50% Rs. 884 for 20 Years
Deutsche Bank 8.50% – 9.00% Rs. 868 for 20 Years
Magma Housing 10.50% – 12.00% Rs. 1066 for 20 Years
Aadhar Housing 10.00% – 13.00% Rs. 1032 for 20 Years
Shriram Housing 11.50% – 13.00% Rs. 1066 for 20 Years
PNB Housing 8.50% – 9.00% Rs. 868 for 20 Years

Document Requirement

Following documents are required by financial institutions to process the loan application:

Sr. No. Document Name
1 KYC Documents
2 Salary slip for the last 2 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required)
3 Latest Form – 16 if salary above 20000/- per month
4 Copy of all bank pass books / bank statements for the past 3 months including front page
5 Company profile if it is a lesser known organization
Note: Original documents are required for verification purpose only
Sr. No. Document Name
1 KYC Documents
2 Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
3 Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
4 Brief Business Profile on the Letter Head of the firm by the applicant
5 Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
6 Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration or old ITRs evidencing business
7 Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
8 Copy of Tax Deduction Certificate / Form – 16A (if applicable)
9 Details of Contract (if applicable)
10 Copy of Advance Tax paid / Self Assessment Tax paid challan
Note: Original documents are required for verification purpose only
Sr. No. Document Name
1 KYC Documents
2 Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
3 Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
4 Brief Business Profile on the letter head of the firm by the applicant
5 Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
6 Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
7 Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
8 Copy of Tax Deduction Certificate / Form – 16A (if applicable)
9 Details of Contract (if applicable)
10 Copy of Advance Tax paid / Self Assessment Tax paid challan
11 Copy of Educational Qualification Certificate
12 Copy of Professional Practice Certificate
13 Salary Certificate (in case of doctors having salaried income)
Note: Original documents are required for verification purpose only
Sr. No. Document Name
1 KYC Documents
2 Salary Certificate from the employer mentioning the name as in passport, date of joining, passport number, designation and latest salary and perquisites, in English.
3 Salary slips for the last 3 months / Salary Certificate (If variable components like overtime & incentives are reflected, then 6 months salary pay slips are required)
4 Latest Income Tax Returns (if applicant files IT returns in India).
5 For Self Employed Individuals, documents evidencing currently in business like Trade License, Registered Power of Attorney or agreement with sponsor, etc.
6 Passport copy with valid residence visa page.
7 Work Permit/ Labor contract copy / Photocopy of Identity card or any other proof of work / employment issued by concerned Government authorities.
8 Property related documents, detailed cost estimates from an Architect/ Engineer (from India).
9 Processing fee cheque drawn on applicant’s bank in India or draft payable at the place where the application will be processed.
10 The income documents for salaried should be attested by the embassy official if documentary evidence like bank statement for credit salary or frequent remittance of fund to India is not available.
11 Copy of all overseas bank statements for the last 6 months, if any
12 Copy of NRE / NRO bank statement of the last 6 months
13 Power of Attorney (POA) if applicant is not available in India for signing of documents in DHFL’s format.
14 Copy of Continuous Discharge Certificates
Note: Original documents are required for verification purpose only
National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines.
1 Photo Id Proof(any one required)
  • PAN Card
  • Passport
  • Voters ID Card
  • Driving License
2 Residence Proof (any one required)
  • Electricity Bill
  • Telephone Bill
  • Ration Card
  • Letter from Employer
  • Bank Statement / Pass book with address